Personal loans have become a valuable financial product for those who need to fulfill different purposes, including paying off debt, remodeling a house, or going on a dream vacation. The other factor to take into consideration while choosing a personal loan is that the rate of interest charged normally affects the whole cost of funding. In this article, you will get to know about the current minimum offered personal loan interest rates across different banks. We will also touch on some basics, such as the qualifying criteria and how to go about comparing rates.